Shearwater

• Low cost - no dealing charges, low annual management charge.
• Flexible - stop and start contributions whenever you like, no hidden penalties.
• Affordable - start investing with as little as £100 per month.
• Liquid – all investments are daily dealing, and any withdrawal proceeds are available in approximately 7-10 days.

Time and again, studies have shown that investing in the stock market is one of the best long-term strategies to build up a sum of money. 

Shearwater Models

Shearwater is ideal for regular savings in GBP, USD or EUR but can be accessed by lump sums across the various currencies.

The models are regularly reviewed, with consideration given to the prevailing macroeconomic factors and market conditions. Any potential adjustments are considered from both an asset allocation and an asset-specific perspective. 

We continually monitor our models against an appropriate benchmark for performance. We use a relevant benchmark from Managed Portfolio Indices (MPI), an independent performance measurement company.

Shearwater ESG

ESG investing represents an approach to managing assets where investors explicitly acknowledge the relevance of the following factors in their investment decisions:

• Environmental – Factors that relate to the natural world e.g. climate change, pollution, deforestations.
• Social – Factors that affect the lives of humans e.g. human rights, modern slavery, child labour.
• Governance – Factors that involve issues inherent to the business model e.g. board diversity, executive pay, bribery and corruption.

This strategy is managed in line with our asset allocation for the Shearwater Adventurous model. However, it is for investors who believe that sustainability can have a material impact on companies’ performance. We seek investments which offer exposure to the major asset classes but apply ESG practices such as negative and positive screening and impact investing. It is a moderate to high-risk strategy available in GBP and is ideal for regular savings but can also be accessed with lump sums.

Monthly Investing

Shearwater is ideal for people who want to invest monthly without the necessity of investing an initial lump sum, and you can start with as little as £100 per month. It is excellent for first-time investors looking to create wealth or sophisticated investors who want to contribute towards their retirement or other financial goals.